Terms of Service

1. Eligibility and Use of the Site

You must be at least 18 years old and able to form a legally binding contract to use this Site. The Site is provided for informational purposes and as a resource for individuals interested in mortgage products and related services. Your use of this Site is at your own risk. We make no guarantees as to the accuracy, completeness, or timeliness of the information presented, and information on the Site is subject to change without notice.

2. Not Financial or Legal Advice

Content on this Site, including calculators, articles, and program descriptions, is general in nature and does not constitute financial, legal, tax, or investment advice, and should not be relied upon as such. Calculator results are estimates only and are not an offer, quote, or guarantee of any loan, rate, payment, or term. You should consult a licensed professional regarding your specific circumstances.

3. No Commitment to Lend

Submitting an inquiry or application through this Site does not constitute an offer, agreement, or commitment to lend, and is not a loan application. All loans are subject to credit approval, underwriting guidelines, property approval, and applicable state and federal regulations. Loan programs, rates, terms, and conditions are subject to change without notice and may not be available in all states.

4. Accuracy of Information You Provide

You agree that any information you submit through the Site is true, accurate, and complete, and that you have the right to provide it. Providing false or misleading information in connection with a mortgage transaction may violate federal and state law.

5. Privacy

We respect your privacy. Please review our Privacy Policy to understand how we collect, use, and safeguard your personal information.

6. Communications Consent

By submitting your contact information through this Site, you consent to receive communications from GDM Mortgage Corp. by phone and email regarding your mortgage inquiry. You may opt out of communications at any time by following the instructions in the communication or by contacting us. We do not send marketing text/SMS messages.

7. Electronic Communications

When you use the Site or contact us electronically, you consent to receive communications from us electronically. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing.

8. Intellectual Property

All content, trademarks, logos, images, text, graphics, and software on this Site are the property of GDM Mortgage Corp. or its licensors and are protected by applicable intellectual property laws. You may not copy, distribute, modify, or create derivative works without our prior written consent.

9. Prohibited Conduct

You agree not to use the Site to:

• Violate any applicable law or regulation, or infringe the rights of others.
• Submit false, misleading, or fraudulent information.
• Introduce malware or attempt to gain unauthorized access to the Site or its systems.
• Interfere with or disrupt the operation of the Site, or scrape or harvest data from it.

10. Third-Party Links and Services

This Site may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any linked sites. Accessing third-party sites is at your own risk.

11. Disclaimer of Warranties

The Site and its content are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the fullest extent permitted by law, in no event shall GDM Mortgage Corp., its officers, employees, or agents be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of your access to or use of, or inability to use, this Site.

13. Indemnification

You agree to indemnify and hold harmless GDM Mortgage Corp. and its officers, employees, and agents from any claims, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising out of your use of the Site or your violation of these Terms.

14. Modifications

We reserve the right to modify these Terms at any time. Changes become effective upon posting to this page, and we will update the “Last Updated” date above. Your continued use of the Site constitutes acceptance of the modified Terms.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in Florida.

16. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and GDM Mortgage Corp. regarding your use of the Site.

17. Contact Us

If you have any questions about these Terms, please contact us: